Looking for affordable car insurance? Here’s how to secure the best rates:
Cheapest Insurance Companies
According to recent data, these companies typically offer the most competitive rates:
- COUNTRY Financial, Auto-Owners, and USAA are among the cheapest car insurance providers as of 2025.insurify
- State Farm offers average rates of $115/month for full coverage and $57/month for liability-only coverage.insurify
- USAA (available only to military members, veterans, and their families) offers rates around $100/month for full coverage and $51/month for liability.insurify
Potential Savings
Consumers who switch providers after comparing rates save an average of $828 per year, according to Experian data.experian
When to Shop for New Quotes
- During annual policy renewal
- After adding a new driver or vehicle
- When moving to a new location
- After getting married
- Following any significant life eventsexperian
Would you like more specific information about any particular aspect of finding cheap car insurance online?
Check out our full Auto Insurance Online Quote Comparison Guide.